Loan Mantra values your business and your trust. We respect the privacy of your personal information and take our responsibility to protect it seriously. This privacy notice is provided on behalf of the Loan Mantra’ companies listed at the end of this notice and applies to our current and former customers. This notice describes how we treat the information we receive about you, including the ways in which we will share your personal information within Loan Mantra and your right to opt out of such sharing.
Protecting Your Personal Information
We maintain physical, electronic and procedural safeguards to protect your personal information. The people who are authorized to have access to your personal information need it to do their jobs, and we require them to keep that information secure and confidential.
Personal Information We Collect
We collect your personal information when you fill out our applications and forms, when you enter personal details on our websites, when you respond to our emails, and when you provide us information over the telephone. We also collect personal information that others give us about you. This information includes, for example:
Using Your Information
We use your personal information for various business purposes, including:
Sharing Your Information
We share your personal information, including information about your transactions and experiences, among Loan Mantra’ companies and with other non-Loan Mantra’ companies who perform services for us or on our behalf, for our everyday business purposes, such as providing services to you and administering your account. We may also share your personal information with another financial institution if you agree that your information can be transferred to that financial company in connection with our services being provided to you.
We may share your personal information among Loan Mantra’ companies so that the Loan Mantra’ companies can market their products and services to you. We may also share customer report information among Loan Mantra’ companies which may include information about you from credit reports and certain information that we receive from you and from consumer reporting agencies or other third parties. You can limit this sharing by following the instruction described in this notice.
We may also share your personal information as permitted or required by law, including, for example, to law enforcement officials and regulators, in response to subpoenas, and to prevent fraud.
Unless you agree otherwise, we do not share your personal information with non-Loanmantra’ companies for them to market their products or services to you. We may tell you about a product or service that other companies offer and, if you respond, that company that we selected you to receive the information.
Limiting Our Sharing – Opt Out/Privacy Choice
You may tell us not to share your personal information among Loan Mantra’ companies for marketing purposes, and not to share consumer report information among Loan Mantra’ companies, by “opting out” of such sharing. To limit our sharing for these purposes:
If you have any questions about how we protect, use, and share your personal information or about this privacy notice, you may contact us using the information below:
101 Hudson Street
Jersey City, NJ 07302
We reserve the right to modify this notice at any time. This notice is also available anytime atWWW.LOANMANTRA.COM
This notice is being provided to customers and former customers of the Loan Mantra’ companies listed below.
Please note that we may ask you to verify your identity before responding to your request.
Investment Companies and Other Investment Vehicles
Ion Capital LLC
Totally Blue LLC
Acceptance of Terms
Services and Its Use
Through its website, Loan Mantra provides you with access to a variety of resources, including content, functionality, business news, self-help tools and resources provided by other parties (collectively "Services"). All such Services are subject to the Terms. Loan Mantra, in its sole discretion, reserves the right to cancel your access to the Services for violation of these Terms.
Loan Mantra reserves the right at all times to disclose any information as Loan Mantra deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Loan Mantra's sole discretion.
By uploading, inputting, providing or submitting, of any information, you are granting Loan Mantra, its affiliated companies a non-exclusive, royalty-free, perpetual, and irrevocable right to use your submission in connection with the operation of all Loan Mantra Services, including, without limitation, the rights to copy, edit, derive, display or distribute.
No compensation will be paid with respect to the use of your submission, as provided herein.
Using Your Information
Unless otherwise specified, the Services are for commercial use. You may not modify, reproduce, distribute, display, transfer or sell any of the information, data or products obtained from the Services.
Permission to use documents, such as news stories, press releases and FAQs, from the Services is granted, provided that (1) the below copyright notice appears in all copies, (2) use of such Documents from the Services is for informational use only.
You will not use the Services for any purpose that is unlawful or prohibited by these Terms, conditions, notices or applicable laws and statutes. You may not use the Services in any manner that could damage, disable, overburden, or impair any Loan Mantra server, or the network(s) connected to any Loan Mantra server, or interfere with any other party's use and enjoyment of any Services. You may not attempt to gain unauthorized access to any Services, other accounts, computer systems or networks connected to any Loan Mantra server or to any of the Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services.
Account, Password and Its Security
In connection with an online application, you must complete the registration process by providing us with current, complete and accurate information as prompted by the registration form. You will also be asked to choose a password. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account.
By agreeing to receive phone calls and text messages, you also consent to the use of an electronic record to document your agreement.
Third Party Links
Hypertext links on Loan Mantra's website may enable you to leave the Loan Mantra website. Loan Mantra is not responsible for the contents of any linked sites nor for any links contained in any such linked site. The links are provided to you only as a convenience. The inclusion of any such link does not imply endorsement by Loan Mantra of the site, its contents, services and policies.
Disclaimer and Limitation of Liability
The information on the Loan Mantra website is general in nature. Loan Mantra makes no representation as to the accuracy of the information and assumes no liability for any damages or loss arising from the use thereof. All information is provided "as is" without warranty of any kind. Loan Mantra and / or its contractors hereby disclaim all warranties and conditions with regard to the information.
The Services may contain inaccuracies or typographical errors. Changes are periodically made to the Services. Loan Mantra and / or its contractors may make improvements, modifications and / or changes to the Services at any time without notice.
These Terms govern your access or use, from within the United States and its territories, of the applications, websites, content, products, and services. The laws of the State of New Jersey govern any action related to the Terms.
If you have any questions, you may contact us using the information below:
101 Hudson Street
Jersey City, NJ 07302
We reserve the right to modify this notice at any time. These Terms are also available anytime atwww.loanmantra.com